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Accident & Health Insurance

Because Your Health is Your Wealth: We are Your Shield for Life’s Uncertainties

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Reach out for expert insurance support or a more personalised solution.

In an instant, an unexpected illness or a sudden accident can disrupt your life, your family, and your livelihood. In Sierra Leone, where only a small fraction of the population has a medical safety net, JMan Insurance is standing in the gap.

We provide high-quality medical and accident protection for a fraction of the actual cost of care, ensuring that when a crisis hits, you can focus on recovery while we handle the bills.

Our Protection Plans

1. Control Over Policy

Perfect for individuals, self-employed professionals, and breadwinners.

2. Group & Employee Welfare Scheme

A strategic tool for "Employers of Choice" who want to protect their team and boost productivity.

The JMan Edge: Professional Care, Personal Touch

Expert Administration

Our health and accident claims are overseen by professionals with deep experience in medical risk management, professionals who brings decades of insight into company welfare and administration.

"Zero-Friction" Reporting

In an emergency, every second counts. Our digital-first approach allows you to report an incident via WhatsApp immediately, triggering a fast-track response from our claims team.

Unshakeable Stability

Like all JMan products, our Accident & Health schemes are backed by the regional strength of WAICA Re, ensuring we are always ready to fulfill our promises.

Accessible to All

We are bridging the "2% gap." Our plans are designed to be affordable for everyone, from office staff to entrepreneurs, promoting financial inclusion across Sierra Leone.

Secure Your Wellbeing in 3 Simple Steps

FAQS

Frequently asked questions

No, our Accident & Health plans act as a powerful complement to statutory requirements, filling the gaps that NASSIT doesn't cover to provide a "Gold Standard" of protection.

We cover a wide range of unforeseen events, from road traffic accidents to domestic slips and trips.

Absolutely. We offer family-tier pricing to ensure your spouse and children are protected under one unified shield.