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Motor Insurance

The Road is Unpredictable. Your Protection Shouldn’t Be.

More Information

Reach out for expert insurance support or a more personalised solution.

In Sierra Leone, having motor insurance isn’t just a legal requirement—it’s your financial safety net on the road. Whether you are navigating the busy streets of Freetown or travelling to the provinces, JMan Insurance ensures that an accident doesn’t become a financial disaster.

We don’t give you a sticker for your windshield; we give you a physical and digital card, with a promise of stability.

Choose Your Level of Protection

1. Comprehensive Cover (The Total Shield)

Our premium offering for those who want absolute peace of mind. It covers not just the "other person," but you and your vehicle as well.

2. Third-Party Only (The Essential Cover)

The smart way to meet your statutory requirements while ensuring you are protected against claims from others.

The JMan Edge: Why Freetown Chooses Us

20+ Years of Expertise

Our leadership team, including Managing Director Mr. Ronald K. Hingston, has decades of experience managing the largest insurance portfolios in the country. We know the local roads and the local risks.

"Zero-Friction" Claims

We’ve cut the red tape. If you have an accident, snap a photo, send it to us via WhatsApp, and our claims team—led by industry veteran Mr. Christian Martin-Foday—starts working immediately to restore you to your position.

Unshakeable Backing

Our motor policies are reinsured by WAICA Re, ensuring that even the largest claims are settled with speed and transparency.

Digitally Ready

Pay your premiums instantly via electronic means. No more queues, no more delays.

Get Protected in 3 Simple Steps

FAQS

Frequently asked questions

We aim to assess all standard motor claims within 24–48 hours of reporting.

We offer flexible payment plans for fleet owners and corporate partners.

Yes, JMan Motor Insurance provides coverage across the entire Republic of Sierra Leone.